Friday, March 26, 2021

Mr Dear Brother Pakistan.

My Dear Brother Pakistan,

You were born because our leaders consented the theory of two nations based on religion to bring peace on our land. British who divided and rule us for 190 years, left us in divisions. You were demanding autonomy but we thought, let you remain happy with an independent country, take your decisions and grow better than us. It was accepted like a division of a family. 

Don't you know, the land which you have received is the real Hindustan-Sindhustan (the land of river Sindhu) where the verses of Vedas, Upanishads, Yoga and entire wisdom of Hinduism were received by our ancestors. You are our blood. It was Muslim rule of Turks that change the religion of the ancestors and now you worship the supreme power Almighty Allah and we continued with the worshiping of Almighty Ishwar. Names of our God changed but the blood and culture remained the same. The beats of our hearts are the same. The mad people killed many of our brothers and sisters of both sides of the borders cruelly during partition but still our love didn't end. We may express hatredness but that is the expression of the deepest love in our hearts because we haven't forgotten each other for last 68 years. Every evening the beats of both of us witness the unity of hearts at Vagha Border. A thin curtain of mistrust prohibits our ways and the middle men play over it.
We know you are so valuable to us. You take the first stroke of attack on you before it reaches to India. You are acting as a buffer guard for India and saving us from the attacks of Turks, Afghans, Arabs and others for centuries. 

The terrorists are like fire. They will burn those whom they attack but they will burn where they live in too. The short term tactical measure become liability of the creator. Don't you believe? Just check the number of incidents and casualties you have suffered all those years compared to the damages done by these people to India. You have suffered more than us. You have lost more than 35000 humans and paid economic cost of $68 billion in terrorists attacks in a decade. Our hearts cried when the terrorists killed innocent children of Army Public School of Peshawar. We feel sad when Pakistani blood shed on ground by the terrorists attacks.  And may be you feel the same when you saw the events of attack over Indian Parliament, mumbai attacks, pathankot air base attack, etc. 

What did you gain from the wars of 1947, 1965, 1971, 1999? You know better.

What is in Kashmir? Jammu and Ladakh are non Muslim areas. The valley of Kashmir, you have already divided. We have accepted partition of Punjab and Bengal in 1947 and people have been settled in both the sides over the years. Why can't we accept the LoC as our International border and settle the dispute of Kashmir? The division of Kashmir may be accepted like division of Punjab and Bengal, as the most practical solution of the problem.

Please look back and check the defense statistics. How many rupees and dollars both of us have spent on weapons? The white skinned nations supply weapons to us and take away our wealth and the best of the products, produced by our people with their hard work. Large population of our nations is still living under poverty line. They are living on $1.90 or less/day/head and we are spending billions of dollars on weapons. We are made from one blood and we wish to kill each other with the weapons developed by others. When shall we wake up? 

We have our people, land and our own rule. Why can't we use our natural resources and trade advantages and serve the people of both the countries? Our army may need some work. They can be better utilized in maintenance of internal securities and management of calamities. And of course a vigil force to guard the borders. Where do the countries like Sri Lanka, Nepal, Bangala Desh, Bhutan, Burma etc, need large army and artillery against India? Similarly, you may build trust with India punishing terrorists who attack on us and save your budget that can be utilized for the development of your Nation. 

In Mahabharata, Pandavas and Kauravas divided the Country into Hastinapur and Khandav Prastha. Pandavas developed the barren areas and turned Khandav Prastha into Idraprastha. But they lost it in gambling. Ultimately, the war between Pandavas and Kauravas destroyed millions of people from both the sides. Both were the losers in the war.

Both of us hold nuclear weapons. If mad moment control our minds and by mistake this weapon is used in war, the entire generation of our blood will suffer. The wounds of partition, wars and terrorists attacks are yet to heal; the new wounds may never be healed for centuries.

We have two ways open; the path of Development and the path of Destruction. It is our choice to select either of the D. India has selected the path of Development from the beginning. If you selects the same, both of us with our younger sibling Bangladesh can write new Golden Chapter in the History of the World. We have the youngest population of the world and the most fertile land on the earth. Our unity can do wonders. We don't wish to rule others but our development will create a peaceful environment that will bring peace to the world. Our wisdom will be a lighthouse that will guide to other nations.

Don't you remember, our forefathers advised us centuries ago to live together accepting the whole earth as one family, "vashudhaiva kutumbkam" and also told us to accept good thoughts from all the directions, "aano bhadra: kratvo yantu vishwata:". Let us take pride of our great heritage together and build an "Umbrella Nation" where all our brothers and sisters live with peace, harmony and prosperity. We love each other the most. When we meet in third country, we share our happiness and sorrow together like real brothers. Can't we keep religion as our inner faith and brotherhood as our external relationship?

With the surprised visit of Pakistan, our PM has extended the hand of friendship to build trust but the terrorists spoiled its fruits by attacking Pathankot. 

Waging war is not a solution of any problem. 

Be our brother. 

11 December 2016


Aam adami jag chukka hey. Bahut gussa hey, ab jyada aajma nahi sakate. Anna crusade gherao MPs today, tomorrow will be Babus turn. 

New India is a literate India watching at us. Young India is vibrant and vocal. They understand the hardships of  their survival in the market. They can’t digest the phenomenal wealth growth of politicians and bureaucrats. 

250 cr+ properties of MP cadre IAS couple is not only talked in the country but also talked abroad. The AIS officers turned corporate may be icons for fellow colleagues but question marks for the people. 

People have started questioning politicians and public servants but a day has to come to question the wealth and growth of some of the industrial and business houses. 

India a property has been given by the Britishers and Principalities to the people of the country. But it has been owned by limited rich people. Economic disparity is one of the biggest problems of the country. India of homogeneous society is our dream to achieve. 

Anna movement has raised a big question against the present system of administration. 10 hours voting gives power to the politicians for 5 years and 30 hours 30 minutes examinations give powers to the AIS officers for 35 years. A one day game of election played by politicians with many fouls, managing EC’s guidelines make themselves masters of the country/states. The elected government administered the country/state through the bureaucracy. Therefore both of them come under the scanner of the people of India.

It is said that elections are fought with big money. Many MPs and MLAs are crorepati as preference of ticket goes with their spending capacity on elections. The political parties build party fund to hold power. Some politicians recover their election expenditure and make more to fight future elections. People are dreaming to see a day when the party funds accounts and hidden donations of industries/commerce will become transparent. 

India has lost the days of one party rule resulting in compromising governments of alliance parties which shares ministries as per the power sharing agreements. People of India are also at fault to elect multi parties rule. 

The ECI while defending the EVM, lost the secrecy of voters. It helps the representatives to take decisions and use discretionary funds to benefit their voters. 

Young and energetic AIS officers starts their journey of Public Administration at the training institutes with a mission to serve the nation (some starts with weekend liquor parties!) but soon it dilutes with the contacts of politicians and business interest groups. “Jaisa Sang taisa Rang”. Some learn from peers, some from seniors, some from subordinates and some may be from the new players. The first posting of revenue start changing their thinking of revenue with subject matters i.e. NA! Some start a different journey against the oath taken to follow the Constitution of India. These some have spoiled the reputation of the AIS and the giant acts and achievements of many went in veins. 

It is said that word “BABUS’ is a synonym for transfers, postings and promotions; a commodity to be purchased by offerings. Interest groups decides ‘yah chalega, yah nahi chalega’. Some use ‘silver or gold shoes’ (dialogue from movie Guru) to buy decision makers. Those who are deprived of the nectar of bribe became jealous of the system. Some fighters get their ratings down so that the system keeps them away till they are tired or retired. 

Manu Smrity says, ‘public fund in the hand of a public servant is like honey in the mouth of a bear.’ Is the power money cake of honey surrounded by the bears?

Lokpal may not answer all questions of corruptions but Anna movement has awakened the people and given a way to express their displeasure. The day is near to hear same loud displeasure against the ‘Babus’. 

Jagte Raho!


NB: These are vespers, difficult to prove but many of us still vespers.

Hindu Muslim Conflicts in India

" India an exception where neither Islam has been overpowered by India, nor has India been absorbed into Islamic world".

Hindustan, "the Golden Bird of the East" was an attraction point for looting by the invaders from the 

West. Invaders were eying on Gold and ornaments stored in the treasures of Kings and Temples. And capturing beautiful women and slaves/workers too. 

Islam first came in Hindustan through Arab traders at Malabar Coast in 629-630 AD. Mappilas were first community to convert to Islam through trade connections and missionary activities by Arabs. 

Islam arrived in North Hindustan through Turkish invasions from 6th century. Sindh was conquered by Muhammad bin Quadim in early years of 7th Century and Mahmud of Ghazni conquered Punjab and carried 17 raids over Hindustan during (997-1030) facilitated expansion of Islam over Hindustan.

Muhammad Ghori was the first Muslim invader, made settlement in Hindustan after defeating Prithviraj Chauhan in battle of Tarain in 1192. He posted his slave Qutbuddin Aaibak, the founder of Slave Dynasty in Hindustan, as Sultan. It was a reward given by his master Muhmmad Ghori, in leu of his services to him.

There were many but two Big Names; Allauddin Khalji and Aurangzeb have been marked in  history for mass conversion of Hindu to Islam by force or through taxing.

Started from 7th century, with few converts, the population of Muslims goes on increasing and reached to 482 million in 2013 in the Sub Continent. If the population of Indonesia and other south eastern countries be added, the figure will go further up. Ajlafs (convert) are now in majority compare to the few Ashrafs (original).

Many reasons may be noted for the journey of Islam in the subcontinent. But the major are:

Many did convert due to attraction to the principles of Islam: One God, no idol worship, all are equal, brotherhood, peaceful and simple group prayers, Jumna (Friday) namaz of praying for others, community bonding, discipline, regularity, charity, no liquor - no gambling - no prostitution - no interest, etc. But many by following means too:

1. Religion of King/Sultan was the religion of the people. People used to follow King's  religion for living in harmony, carry activities and  businesses smoothly, get placement in army, etc. (Buddhist Monks used to target the King to convert first, i.e., Jain Ashoka was converted to Buddhism)

2. Sword (fear) was used to convert common people from Hindu to Muslim. The permission to kill kafirs (non believer) created fear of death, compelled many to accept Islam. Muhammad Ghazani was the first to use sword for conversion in Hindustan.

3. Jajia tax imposed by Sultans, converted many poor people indirectly to avoid taxing.

4. Caste system of Hindus forced the lower caste to accept Islam to gain equality.

5. Conservative approach of Hinduism not to allow return into the system once the person converted. Jinnah's grand father Punjabhai Thakkar prayed the villagers of Paneli (Upleta) to allow him to get back in Hinduism. But he was not allowed. A social boycott forced him to go back to Karachi and we faced the consequences through Muhammad Ali Jinnah. 

6. Some were converted simply by spitting over face as the other Hindus stopped them to recognised as Hindu after the event. Social boycott forced them to sit to the other side.

7. Prohibition of widow marriage, compelled some of the higher castes young widows to change religion to get marry.

8. Few might have changed to enjoy Biryani and Firani! I was watching a TV programmes in Srinagar Government Guest House, last year. In one of the programmes of mass meeting, I saw a young Hindu boy saying "I like the khir of Eid that my mother is not able to make, therefore changing religion". The Maulavi asked for his faith in the principles of Islam, which he had accepted without much understanding, looking at his facial expressions, I presumed.

When I asked a question about converts to one of my friends, he said, "if Mughal history would have added one more Aurangzeb after him, I may be Muslim today".

After Delhi was sworn in by Muslim rulers, slowly the power of Muslim Rulers spread all over the country. Hindu population started living in harmony with the new compulsions. The language of Governments/Courts was Persian (and Dari of Afghanistan), started adopting Hindi words. 

The language of people Hindi started accepting Persian words. And at the end with the deep contemplation,  a new, beautiful and sweet language Urdu was born. The script followed was Arabic.

It was a "Shikh Wall" that blocked the speed of Islaminisation of India. Two of the Gurus, Guru Arjundev and Guru Teg Bahadur sacrificed their lives and Guru Gobind Singh fought brave fights against Islami attacks. Shikh Religion gave a room to the people to follow good parts of both the religions. It became confluence of Hindu and Musalman. Similarly, it was a "Hindu Wall of India" that further reduced the speed and spread of Islam over Buddhist Nations. 

Marathi Movement did have some impact during Maratha rule in Delhi, but it was British rule in Hindustan that opened up the suppression of majority people and with the British faith in democracy, it became an instrument of major Hindu - Muslim mass conflict.

The first step was initiated by British Raj in India by replacing Persian to Hindustani and was made co-official along with English. Hindi replaced Hindustani as official language of British in 1881. 'Devanagari' script replaced Persian script. For calming down the unrest of people during mutiny of 1857, British introduced constitution of  Councils. The election of councillor on basis of number initiated the rule of majority, opened a way for Hindus to become power after a long suppression. Muslims, understood the fate, started educational reforms and as the freedom struggle moving a head with majority Hindus, founded Muslim League to safeguard their minority community against majority Hindus. That rested with the partition of India.

Once a person converted, his family and race will add on the numbers as birth is the path of religion thereafter. However, it is to note that people did change the religion but they carry the culture, customs and caste system in some form, even after centuries. While greeting, Sindhi Muslims in Sindh of Pakistan prefer Namaskar to shack hand (which Punjabi Muslims don't like). Coconut fruit and a Sagun Coin are part of many customs in Muslim. 

Ashrafs (original) are superior to Ajlafs (convert from Hinduism). Sayyed, Shaikh, Khan, Pathan, Mansuri, Qurashi, Memon, Ansari (Julaha), etc., many surnames (castes - kafa'a) carry their social status of inequality amongst Muslim. All are equal before Allah but when it comes to marriages, social inequality acts. Caste system was born from the profession get transferred to the children became now a mark by birth in the subcontinent. 

Now, Pakistan is passing through a cultural identity crisis. Bangladeshi continued with Bangala language, maintain their culture and continued with their migration to India. But in Pakistan, people tried to follow Urdu language in place of Punjabi and Sindhi, and now not been able to merge with the Ashrafs (Arabs-Original). They are right match with Indian culture, whom they are fighting and trying to join mismatch Arab culture who do not accept them as equal. A cultural fight will one day make them return to Hindustan!!! Some do believe that Pakistan with Provincial Autonomy under Union of India was a better option than a Partition, but can't say under the threat of Army.

Was partition of Hindustan a full stop of a conflict or a coma?

Democratic rule has stopped change of religion by force. Education has made people more aware about the teachings of their religion. Now, no King can compel, no money can buy, no service can change the religion of an individual except the "Love Affairs".

The modern world is moving towards 'No Religion', more interested in present that the future after death. Religious places are places for 'old' and tourist spots for 'young'. "No Religion" is an answer to bring peace in the world, some believe. 

Do you agree?

29 November 2013

Had Jinnah done good for India

When I was posted as AC&SDM of Dahod sub-division of Panchmahals in 1987 after completion of two years training, in one of the Eid gathering, late Advocate Fakrudin Dr. Taher Ali told me that Muhammad Ali Jinnah has done great disservice to the Muslim Community. I pricked my ears up with a great surprise hearing something unusual from a Muslim. I told him to elaborate. 

He told me that if India remained united, the power and strength of Muslims could have been much bigger compared to present day size and strength they have in India, Pakistan and Bangladesh. 

The Muslims of three countries put together will become 26 crore v/v 55 crore Hindus (those days). Muslim would have enjoyed greater share in political, economical and services development of United India with an area of 42,31,255 sqkm, instead of been blocked in two pieces into Pakistan (7,96,095 sqkm) and Bangladesh (1,47,570 sqkm) with limited land and resources. Muslims in India are better of in a country of big size (32,87,590 sqkm) compared to the other two. Life must be miserable in Bangladesh, where more population compare to Pakistan live on less than 20% of the area of Pakistan. 

Whether he was right or not, very difficult to conclude, but post independence development across the Indian sub continent has proved that the partition decision went much in favour of Hindus and Indian Muslims, with one of the largest Democracy of the world where people live with more freedom and better growth. Now India become a power with 1.27 billion population and all round development been recognised by world community for its intellectual and economic development in last 65 years. 

From that angle, Jinnah did help India growing stronger compare to his Pakistan at present, a hub or victim of terrorism as reported.

Think of a united picture at present, 828 million Hindus and 481 million Muslims living in the subcontinent. 343 of 481 million Muslims have been given their Nations. From a demand of provincial autonomy to complete independence. For not to disturb India the Nation of Wisdom and Unity in Disparity. 

What do you think? Do you endorse the views of Fakrudin?

17 November 2013

Why can't they change?

Why can't they change?

Centuries passed, Iranian Aryans, the Parsis remained the same. One of the reasons of not allowing others to their fire temple is to keep their promise given to the King that they will not try any conversion of people to their religion.

What a great teaching that all children are equal and free from the stain of sin at birth, free to make choice between good and evil, and responsible for the consequences of his/her deeds!

Indian Aryan started with the division of the people. The 10th Mandal of Rigveda was a later addition but it with Manu Smiriti, otherwise great books, made the life a hell for some people for centuries. People at large were at fault. They were suppressing others in the name of religion. The victims value measured only through denial, insult and injury. We propagate that our present life including the caste is a reason for our acts and deeds of past life/lives. The children born with birth mark!

How my India would have been, if stains of sin were not marked over children by birth? Social inequality was the reason for most of our problems.

"In his suicide note, Rohith Vemula (Research Scholar, University of Hyderabad) said that he didn’t want responsibility for his death attributed to anybody, and – even more significantly – he regretted that the value of a man was reduced to his immediate identity and nearest possibility. To a vote. To a number. To a thing. Never was a man treated as a mind. Politics reduced him to his body, dismissing his soul. He saw around him was second-hand feelings, constructed love, coloured beliefs and artificial art. He wanted to become a writer like Carl Sagan, but in the growing gap of his soul and his body, he moved to the stars from shadows. He appeared and gone, from darkness to light. He wrote, "his birth was a fatal accident".

One of our colleagues told that asking an age of a candidate by the interviewer is considered a prejudice behaviour in US, but in India, nothing starts without asking the caste, what are you? And then the pulls, why are you? However, US was not good in past. We know the slavery of the blacks. Colour of the skin was making the discrimination. India is better, at least asking a question, which caste are you? We are still living in middle ages.

22 January 2016

Recession is written on Wall.

Recession written on Wall.

"Purchase power of the customers" is a big word in booming or dooming the economy. The Ports of the world are witnessing the great recession of the present world after 1930. All Ports are waiting for the ships to come and occupy their jetties and berths. The warehouses are emptied and truck load on roads is declining.

I recollect my experience of participating in a Handicrafts and Home appliances Trade fare in LA, US in 2009. The US customers were hardly buying products above $20. In fact, I came to know first time that US though look rich from the distance, but has large population that has average income of $15000/annum. It is a country that follow popular development agenda of food vouchers and health vouchers. If dollar become rupee (why Saddam Hussein was killed?), the immigrants start returning to their native country. However, US is a country of great infrastructure. If reverse migration takes place, many of its cities become Detroits! The local production of oil by US has put the Black Gold countries and Russia on back foot, as the prices of crude is continuously going down. India is losing its opportunity of accelerating the economy by transferring the benefits of crude savings to the consumers.

Urban China was shining with its sky scrapper buildings and dumping of goods in international markets. Till the market demand of Chinese goods was there, it was importing raw materials, producing and exporting to the world. The youths were employed. The investors were chasing 'Dragon Statistics' of China and investing more and more to fetch profit. But if the purchase power of the world has gone down, the wheel of Chinese production has to stop.

India is an economy mostly dependent on its internal market. Therefore, export based industries and suppliers of goods and raw materials abroad will be the major sufferers of the present recession. However, manufacturing sectors except pharmaceutical and chemicals are on decline trend at present.

After the 2008 recession in US, the value of their real estates have come down to 1/3 or 1/4. Indian real estate market is holding the price of the pick but the standstill can't be maintained without crashing the bubble to its demand value, so that the industry come back on the growth track. For that, Bankers have to lose huge money. The artificial price rise in real estate was 10-30 times in last decade. It has to come down to the half way to find new buyers.

Entrepreneurs in India are in silence. News papers are coming without advertisements of public issues. After Adani's venture in Australia held up by locking up of capital of approximately Rs. 20,000 Cr, the Indian entrepreneurs eying on world market are on hold. Governments may try to vibrate them through summits, but unless great advantages of land and taxes are offered, they will not put a step forward. Their announcements will be like announcements of politicians.

Where are the common men? Dal (food) and Dava (health) are their main concern. Without employment opportunities, their quality of life may suffer. Urbanisation is on brake, and rural farmers are unable to cash from the yield due to high production cost and low return.

It's time for stimulating Indian Economy with all round efforts. Recession is written on the wall.

13 January 2016

Jivrajbhai, the turning point in the life of Ram Krishna Yadav

Jivrajbhai was a turning point

Jivrajbhai wrote about Shardaben and Rameshbhai, the modern Savitri-Satyavan couple of Surat Gujarat. Jivrajbhai is a father of Raneshbhai. He used to go and stay in Haridwar in search of peace of mind. There was a Kripalu Baug Ashram of an old saint Kripalu Maharaj near to the place where he used to stay. His day was spent either with the old Saint in Kripalu Baug or in Gayatri campus of Shantikunj. Over a period of time, the Saint and Jivrajbhai developed intimacy with each other. As the Saint was getting older, he told Jivrajbhai to take care of the Ashram activities. 

There used to be three youths (Ram Krishna Yadav, Bal Krishna and Karnaveer) in there late 20s wearing white cloths and moving into the villages of Haridwar, riding bicycles. One of the three, Bal Krishna had good knowledge of Himalayan herbs. The other two were his companions. They were collecting herbs from Himalayas and distributing amongst the people in villages. They met Jivrajbhai in Shantikunj campus in 1993. Looking to their youthfulness and good social services, Jivrajbhai helped them with monetary support.

As the Saint at Kripalu Baug Ashram was getting older, and Jivrajbhai already impressed with the social services of these three youths decided to involve them in Kripalu Baug Ashram activities. He, therefore, proposed them to join ashram with a condition to become Sanyasi and to wear saffron clothes. The three youths asked for some time to think and returned. After few days, they returned with a decision to make one of them, Ramkrishna Yadav, a Sanyasi wearing saffron clothes to join the Ashram. The other two decided to continue in white clothes. Ram Krishna Yadav took a Sanyas Diksha and was renamed as Baba Ramdev. 

After death of Kripalu Maharaj in 1994, a trust Divya Yog Mandir was formed by Jivrajbhai, Shankardev, Baba Ramdev, Bal Krishna and other two persons. Patanjali is a sub branch of DYM, owned by Baba Ramdev and Acharya Bal Krishna. There was controversy of missing/ death of Shankardev in 2007.  

Initially, Baba Ramdev started Yoga campaign through TV. In the beginning, he was paying rent to Astha channel for his Yoga slots, later owned the channel. The channel become his cash cow. His featuring in TV with his yoga posture of moving intestines in abdomen area, not made him popular but also it made the Indian Yoga world famous. People of all age started his anulom vilom and kapalbhanti pranayam. Some people did object about the method and speed of the pranayam referring Patanjali Yog Sutra, but Baba was going on his campaign of Yoga with the feedback sounds of many beneficiaries of the practice. People on their own used to come forward and explained the benefits of yoga. Why not, whatever amount of carbon dioxide discharge out of the system by whatever means is always beneficial in reduction of weight and keeping the organs fit.

Simultaneously, he and his herb companion Balkrishna together started production of herbal products under the banner 'Patanjali' in Haridwar with a marketing strategy of Swadeshi. Within 10 years, the company's turnover has already crossed ₹45 billion (US$670 million) and is cruising at a monthly rate of about ₹5 billion(US$74 million). It has hit the leading companies in the market of Ayurveda and cosmetic products. 

Within a short period, a young man on a bicycle, started from scratch zero become one of the wealthiest Babas of the country, selling Yoga and Herbal products across the world. 

He was Jivrajbhai, who gave him seed money, brought him to Kripalu Baug Ashram and within a short time these two entrepreneurs Baba Ramdev and Acharya Balkrishna became rich and world famous. 

Baba Ramdev came by a chartered plane and attended the wedding of Jivrajbhai's grand daughter in 2014. Ram Krishna Yadav's journey from a bicycle to cars to aircrafts is very interesting.

24 July 2016

NB: The contents of the article has been taken as explained by Shri Veljibhai, the sambadhi of Jivrajbhai.

Demonetisation moves the Nation

Demonetisation moves the Nation

Interestingly it emerges from the Parliamentary Committee examination that RBI was told about demonetisation on 7 November 2016. The Committee has already examined the Finance Ministry officials. Next month the Committee will examine RBI Governor. The only press observation was about RBI being brought into the picture on 7 November. It would be interesting to follow this Committee 's findings.

The government has implemented demonetisation but the question of its power to demonetise existing all series of ₹500 and ₹1000 notes currency is yet to be confirmed by the Standing Committee of the Parliament and by the Supreme Court.

Section 26 in The Reserve Bank of India Act, 1934

26. Legal tender character of notes.—
(1) Subject to the provi­sions of sub-section (2), every bank note shall be legal tender at any place in India in payment, or on account for the amount expressed therein, and shall be guaranteed by the Central Government.

(2) On recommendation of the Central Board the Central Govern­ment may, by notification in the Gazette of India, declare that, with effect from such date as may be specified in the notifica­tion, any series of bank notes of any denomination shall cease to be legal tender save at such office or agency of the Bank and to such extent as may be specified in the notification.
This may be read as:

1. Powers of demonetisation of any series of bank notes of any denomination are vested with the Central Government.

2. But it says, the Central Government may act after the recommendation of the Central Board of the RBI. If RBI has acted after the govt directives on 7th, the recommendation (after due diligence) may come under the scrutiny of the court and the committee. But this may not be right, because the banks started disbursement of ₹2000 notes immediately after the declaration. It means, the preparation of demonetisation was started earlier but was put down on paper (recommendation, approval and notification) on the last day of the announcement. Whether they can print the currency in advance before the demonetisation decision, may be another question to defend.

3. Whether the term "any series" is valid to be interpreted as "existing series" is a matter of judicial interpretation. Any series is a restrictive phrase. In the denominations of 1, 10, 20, 50, 100, 500, 1000; 500, 1000 can be interpreted as restrictive phrase, as demonetisation was not applied for all the currency notes in India?

As per today's news report (Guj Samachar, source not confirmed), ₹ 15 trillion (97%) of total ₹15.4 trillion have been deposited in the banks and post offices. There is possibility of remaining ₹440 billion (3%) to return to the banks in remaining 6 working days. Experts estimate that black money in cash is only about 1/20th of the black economy. If all notes return, it will be the duty of the IRS cadre to find out "black notes" of ₹770 billion from the deposited lot of ₹15.4 trillion from the 54000 bank branches, cooperative banks and post offices. If the remaining ₹440 billion don't return, then the job will be reduced to ₹330 billion. At the end of the exercise, ₹14.63 trillion will get the certificate of "White money".

As people have deposited ₹15 trillion into the bank accounts, and presuming that all the currency issued so far approximately ₹6 trillion withdrawn, the banks are carrying extra liabilities of 4% interest burden of ₹9 trillion. Unless they come out with an attractive scheme of different types of loans, and enhance their credit net, their balance sheets will be disturbed for quite some time. It is for the IRS cadre to reduce their load by search of black money and charging penalties.

Now the next question comes, where has beenthe remaining 95% black money parked? In Gold? In diamonds? In lands? In buildings? In stocks and shares? In goods? Only 3% of Indian population pay the income tax. How will you identify the blacks amongst the billion? Some more steps to take to fight out black money from the economy. And if all blacks are caught, what will happen to the competitiveness of the entrepreneurs. They are competing with the world because of some space of adjustment. Will that affect the growth of trade, industries and commerce of the country; only the experts can analyse and reply.

To make the demonetisation successful to curb black money, thousands of Indian stayed in bank lines peacefully (Venezuela had to withdraw the demonetisation after the riots); informal sector lost its income and the manufacturing sector lost its production. Demonetisation will surely improve the liquidity and capacity for financing of the banks, people at large will have additional interest income of ₹360 billion per annum. Their purchase power will rise up to that extent. If digital payment system succeeds, people at large will be free from the burden of currency security. All cash will be in wire! India will move to a new life style of Cyber and Viber!

Jai Hind.

24 December 2016

NB: This is purely an academic discussion with the seniors and colleagues with an intention to learn more on the subject.

Sunday Market of Sector 22 Gandhinagar

Sunday Market of Sector 22 Gandhinagar 

It was a place to meet the farmers, retailers and customers. Cabbage and Cauliflower was sold at throwaway price of ₹2/kg. Only ₹10 is the price for 4 balls of cabbage or 3 big size balls of Cauliflower. Tomato, green chilies and organic potatoes are sold at ₹10/kg. Mutter, Carrots are sold by the retailers @₹20/kg.

Why do you sell 4 balls of cabbages charging only ₹10. Is the price right for you? I have asked the question to a very young farmer of 25 years age. 

Very polite, keeping smile over the face and hiding his pain of losses, he explained the mathematics of his market. Every year in December, they used to get ₹80-100 for 20 kg of cabbage. This year, the price has gone down to ₹40/20kg. The transporter charges ₹20/20kg, therefore, they receive only ₹20/20kg or to say ₹1/kg. In Sunday market at least, they are getting ₹2/kg. If govt allows he can come to sell cabbage everyday. He has 5 bighas of land on which he has grown cabbage. ₹5,000 inputs costs and ₹10,000 labour and other cost per bigha made total of ₹75,000 cost of cultivation, and he may earn only ₹ 50-60000this year, selling through Sunday market and other modes. Next season, they will move to other crops of cereals or cotton. 

What do you think are the reasons of such a low price in the market this year? I asked.

Don't know. The wholesalers are not buying may be because they are unable to sale in the chain of markets or there may be bumper crop in the market or may be people don't have enough cash to buy. Whatever may be the reason, we have lost the price of our labour. No gain, may be losing money this year. He replied.

Besides the farmers, the retailers were selling other vegetables. They were charging on an average ₹20/kg, but adding a sentence, that they are selling at their buying price. 

Why are you selling at buying price? I asked a retail vender.

Because of Sunday Market, he replied instantly. People are buying vegetables for a week from Sunday market and some officers are buying extra for their maids! Therefore, they don't have enough business during the week. Therefore, emptying the stock they bought. 

When we were walking shop to shop in the market, a consumer came with his grievance. There are two price rates in the market. The farmers charge less and the retailers charge more. Why don't you stop the retailers to come at the spot of the Sunday market? He demanded. The Collector was walking with me. He explained that the administration can't stop them but it is for the consumers to walk few steps more and to buy vegetables at cheap rate from the farmers market. He was satisfied with the answer. 

The winter season of bumper vegetable crop is going to last for one month. People will enjoy farm fresh vegetables of Sunday Market, eating well and sharing well. And the Market of farmers, wholesalers, retailers and consumers are settling down as per the new market system. 

The idea of Sunday Market did vibrate the stakeholders during the season. 

Bravo Team Gujarat.

25 December 2016
NB: Gujarat Administration started Sunday Market for farmers to sell their produces, mainly the vegetables. Direct sale by farmers to consumers.


Equality in Hinduism

Equality in Hinduism

All Hindus are equal when it comes to spirituality of Atma, the Brahman. But when it comes to profession/occupations, it is a society of unequals. 

Look at the Country at large. It is a country of backwards majority. All castes and sub castes are identified with their occupations in India. The occupation became necessity and the way of individual life. Therefore, who were in good professions didn't allow others to enter into their profession and those who were in bad or unclean occupations were compelled to continue with them under the fear social boycotts as they were dependents on others for their water, food and employment. They become slaves of all for centuries till Muslims, British, Education and Urbanisation approached them. 

Do you know, Japan had the same system like Hinduism. Their Shintoism is our Hinduism. When Japan was following Shintoism, it was divided into five castes/varnas: Brahman, Kshatriya, Vaishya, Shudra and Chandals (they have Japanese names carry the same meaning and same inequality what we follow here). But with the entry of Buddhism, Shintoism was squeezed to the level of 20%. 80% of the Japanese are Buddhist. The new generation is moving towards no religion and mainly following development as their path for individual life and career promotion.

Hinduism as religion carry great knowledge. There is no match of this knowledge with any other race or culture in the world. Our Rishis, Our scientists, our Brahmins, what they realised, discovered, invented, no words are there to explain their greatness. On one side, 98% population was busy in their occupations but the few, only 2% of the population, the Brahmanas, were busy in search of knowledge. They discovered the secrets of nature and preserve it for centuries so that it become a guiding light for all the generations of the mankind. Shashtang Dandvat Pranam for their contribution to the mankind. 

But the question now comes, who are Brahmanas? Not those born in Brahmin family but those who are in the field of knowledge and research. We see many people, born in upper castes but follow the karma of lower castes. Upper and lower are the karmas in comparison to their labour and rewards, and only for the division of labour/work as per individual's ability and strength. The same, how we select individual for different posts/work. It has nothing to do with birth. Because the manufacturing process for all children is the same, only difference is the Sanskara, and that comes through the teaching, can be acquired by all. 

Therefore, if you are a well wisher of Hinduism, please unite the religion like the rope, in which all the threads remain intact and become the strength of the rope. We left the room for the Islam and Christianity to enter into us through backward population. We didn't accept the backwards in past and we don't accept the converts in present in social interactions. 15% Dalits didn't come forward to become Buddhist following Dr. Ambedkar, otherwise it would have been another bigger division of Hinduism. Just calculate, 11% Muslims, 15% Dalits, 7% Tribals, 2% Christians, 2% Shikhs, 2% Jains, 0.5% Buddhist, some Parsis and other non Hindu minorities. Almost half the mark.  Dalits, Tribal, Jains, Shikh, Buddhist are considered Hindu or semi Hindu, therefore, the Hinduism culture of the country has been maintained. Post independence, by fencing the bigger population of Muslims into Pakistan and Bangladesh, it has given better room for Hinduism to breathe and develop faster. We may return to our old Golden days of glory of Hindu Spirituality of ancient India, where each house become our knowledge sharing centre, living the life of Brahmanas, Sarvam Khalvidam Brahma. 

Break the walls, breaks the barriers. Unite all the threads of Indians into one rope. 

But are you willing to do that? Are you ready to accept them? No. when it comes to talk, we say yes; but when comes to practice, we say NO. 

This NO is our enemy of India. It has divided us and allowed foreigners to rule the nation for centuries. 

Let's say YES to all and follow the YES in practice.

15 March 2017

Freedom of self respect

Freedom of self respect

It is argued that in ancient India, there was free mobility between the castes and their roles in the society. Sometimes Brahmins used to be downgraded or Khatriyas or Shudras upgraded. Slaves became kings, set up dynasties but never the question of caste cane up in those days excepting the broad four Varnas! The Rajputs or Mughals or even Pandavas used marriage to politically tie up powers irrespective of caste, religion or even tribes.

If this is true, then Present India is in need of that ancient society of free mobility of varna/castes as per their roles in the society.

This reminds me the story of Maharaja Vishvath. When he and his army failed in capturing Kamadhenu from Maharshi Vashishtha, he accepted the importance of Brahamanatva over Kshtriyatva.
" धिक् बलम् क्षत्रिय बलम, ब्रम्ह-तेजो बलम्-बलम्।
He then became tapasvi, attained the status of Brahmarshi and known as Maharshi Vishvamitra. (In present day context, Kshatriya Ajit Singh Bist became Yogi Adityanath, again become Rajarshi as CM of UP)

The Hindu Shastras have clearly stated:
" जन्मनाजायते शूद्रा:, संस्कारो दिवज् उच्यते।
वेदात पठनात भवेत विप्र:, ब्रह्म जानाति इति ब्राह्मण: ।।
“By birth one is a sudra (lowest caste), by the purificatory process one becomes a dvija (higher caste), by study of the Vedas one becomes a vipra, and one who knows Brahman is a brahmana.”

When large population of India was illiterate, it had flexible society of interchangeable Varnas, where people were ascending or descending in Varnas as per their abilities and Karmas.

Shudra by birth, Rishi Valmiki studied Sanskrit and wrote the epic Ramayana. He gave shelter to pregnant Sita when Lord Rama banished her. He became Guru-teacher of Love and Kush. There were tribe kings during Ramayan time. But Shambuka, the Shudra was beheaded by Lord Rama because he was practicing penance. Polygamy, banishing pregnant wife due to doubts, killing Vali from the back when he was engaged in duel with younger brother (argument: Vali is a vanar, open for hunting by the Kshatriya!), and killing of Shambuka, the Shudra for practicing penance, etc, acts were considered Dharma of those days.

During Mahabharata time, Eklavya, Karna have been presented as examples of caste based discrimination. Pandavas were not accepted by Kauravas because they were not the sons of Pandu but were mantra putras of Kunti. However, the marriage of Bhim with tribal-Rakshasha Girl of Panchmahals(!) Hidimba, Arjun's marriage with Subhadra the Yadava girl and another marriage with Naga Girl of northeast, etc, are examples of flexible society. But Krishna had to run away from the battle field of Mathura to crown himself as the king of Dwarika.

Ancient history centres around the Brahmanas and the Kshatriyas. When Hinduism developed rigidity of rituals, Buddhism emerged with flexible middle path approach. Jainism was older as its first and founder Tirthankar Rishabhdev (Aadinath) was born before Vedas. Jain 22nd Tirthankar Neminath was cousin of Lord Krishna. 24th Tirthankar Mahavir Swami spread Jain philosophy of non violence throughout India. Gautam Buddha and all the Tirthankars of Jains were Kshatriyas.

Chandragupta Maurya was a turning point of Indian history because, he being a lower caste person, created the biggest empire of ancient India, and at the end, changed his faith from Hinduism to Jainism. His grandson Ashoka became Buddhist who spread Buddhism across the world. Not declared OBC like present days India, but history recorded them as non Brahmin, non Kshatriya Varna. From 3rd Century BC to 19th Century, many invaders and foreigners entered into India and made us the country of Complex society of multi caste and multi faith system. Who's who, none is certain. However, excluding tribal India, Crown was considered the right of the Kshtriya (who holds the kshetra/territory). Therefore, Brahmins denied to crown Shivaji as King in 1674 AD. Muslims who took over the throne with the power of swords and executed mass conversion of Hindus into Islam were never been accepted by Hindu hearts.

When Hindus were fed up with the Slavery of British rule of 200 years, decided to boycott Simon Commission and were representing their rights of drafting Constitution for free India in Round Table Conferences in London in 1930-32; Dr Ambedkar raised the issue of slavery of depressed classes the 'Panchama' for 2000 years and demanded the commitment to safeguard the rights of the depressed classes in the new system.

Modern India of 21st century, with 80% literacy, while living in a society of caste based discrimination, looks more backward than the ancient India of Chandragupta Maurya of 3rd Century! So great we were in past, had slipped so low, that some people are still searching their freedom of self respect in the society.

3 April 2017

Finding placement in India

Finding placement in Modern India

One of our state cadre senior officers is a Brahmin. He was explaining how more candidates of one upper caste have been selected in the recent recruitment of the Gaun Seva Ayog and of the GPSC. Many of the recruited are yet to pick up the administrative skills. They prefer field work to office work.

He was explaining that days are coming bad for Brahmin families as they neither have wealth nor have regular source of income. We used to read stories in our school days starting with a sentence, "there was a poor Brahmin.. obtain food for asking for alms. and there was a baniya.. rich going for business leaving his family behind". Poverty was attached to Sarasvati. 

When he was child, his father was telling him how the family used to pass days. While cooking one meal, they were unsure about the next meal. Today, once again, those not studying will go in the misery of poverty. Modern world may not spend much on rituals, temples income go to the limited families and new youths can't go for Bhikshaw; unless they learn new trades, new skills, they won't be able to earn income and survive. Day by day, economically, they will become weaker than the depressed classes. Brahm jane vahi Brahmana: Without spiritual knowledge, they are no more Brahmins. And the present day of materialistic world respect Lakshmi more than Sarasvati. 

And one group of society call them Manuvadi, carry bitterness because Brahmins certified the birth based caste system of discrimination in the country for centuries. They had introduced inhuman practices of humiliation of the depressed classes. 

Brahmins, small in number didn't do much atrocity to these people except prohibiting their entries in temple in past. In fact the Kshatriyas and OBC classes oppressed them more than Brahmins in day to day life. But because religious books and practices were the Constitution of the Hindu society and those were written or proclaimed by the Brahmins, therefore, Brahmins along with other upper classes face the grievances of the depressed classes. The writers are more responsible than the actors!

However, they carry good brains. In absence of reservation in judiciary, they find more space in judiciary as lawyers and justices. Politically, they are placed well in the organisation where they work. Administratively, they find their position well in the departments, wherever they work. Their sweet tongues and brotherhood amongst themselves help them in finding right and better placements. Democracy is a kingdom of paper, in which their brains are utilised in all fields of administration. They are neither entrepreneurs nor traders, but still carry on the show with their skill of writing and performing religious rituals. God knows, it is likely that they used their pen to introduce the birth base caste system in India for their survival, so that their children hold the upper class position forever. 

After independence of India, with the new Constitution of equality, liberty and justice; things are changing fast. India will be moving towards the society of Varna by Karma. Now everyone has to find his/her place by ability and performance. Birth rights have gone. Those encasing reservation by birth should also plan their strategy well and build their capacity well, so that they can sustain without reservation. 

All humans are not equal in physical and mental capacity, therefore, classes in the human society will continue to exist as per the division of work. It will be a society of Varna by Karma. Birth is just an entry point on Mother Earth😊

Long live Equality, Liberty and Justice with Fraternity of Indians.

1 April 2017

Toilet, a love story.

It is really a great movie for changing the minds of the people. Govt is building toilets but if people don't use or use the structure for alternative use, the objective will fail.

It is not only a matter of building toilets but an issue of changing the culture. When India was living in villages, agriculture was the major economic activity and had small population, the concept of humans defecation in farms, away from home was for promoting personal hygiene and using the waste as manure. But with the increase in population, increase in anti social elements in the society and more and more urbanisation, more and more development of manufacturing, services industries in the country; it is a shame of the country to not to have a toilet at home for the family. One more issue of arranging a bathroom for the women is still pending to resolve.

Toilets were brought by Turks and Whites. And it has brought slavery for the Valmikis. The harems/zanana/wada were the practices that put one smaller section of the society in unclean occupation. With the establishment of civic establishment, the public toilets became the hell for them and the elite were sleeping in the country for many years.

I remember my 25 years stay in a chawl living with only 20 community toilets (of which 10 were non functional) without water facilities for 800 persons. Standing in a queue in the odor of feces for long and using the dirty toilets everyday was the unwanted way of life. And when monsoon comes, the experience of white worms of the toilet climbing over the feet was the painful dirty horrible experience, we were passing through. It has thrown me into IAS!

I used to feel pity about the morning activities of a Valmiki worker cleaning the toilets and sweeping the feces of women lota/chamba party defecating in night. Horrible state of life for the worker. I used to read Gandhi, and motivated from his example (be the change you want to see in the world), I formed a small group of teenage school students whom I used to teach in early night hours, and started washing the public toilets in the morning to experience the mental trauma of the Valmiki worker's mind passing through everyday. We had celebrated the event of personal toilet at our home in 1983 against the will of my mother. Thereafter, slowly but steadily, with the help of AMC, most of the houses of the chawl had their personal toilets in two-three years time. The Valmiki worker was relieved from the trauma to that extent.

Toilet at each house is a freedom of Valmiki community from the slavery of unclean occupation. Let each person wash his/her feces (shit) himself/herself. We are a society of hypocrites, talk about "Vishva Guru", but don't give dignity of life to the women and the depressed.

H'ble PM Shri Narendra Modi deserves thousands of Salutes for his Cleanliness Campaign of "Swatch Bharat Mission". He is not only promoting toilets but making the Women and Valmikis free from the misery of life, they are facing for centuries.

Urban Gujarat is 100% ODF and 31/33 Districts of Gujarat have been declared ODF after the verification by the QCI. It's the greatest achievement of the State, all should admire. Now improve the condition of public and community toilets in all the public places and make the Valmikis free from dishonour.

FD of each State must exempt the movie from the GST. They may earn more from ceramics and toiletries but allow the message of the movie to reach to all in the Country.

23 August 2017

The path of the Lord is for the Courageous 

One of our senior colleagues once said, ‘hare ko harinam’. He believes that the path of spirituality is for the losers or for the olds. At young age, one should use the life and energy for the material world. 

Hindi Poet Randhari Singh Dinkar, in his poem ‘Hare ko Harinam’ prays for the bravery : रामतुम्हारा नाम कण्ठ में रहे; हृदयजो कुछ भेजोवह सहे; दु: से त्राण नहीं मांगूं।मांगूं केवल शक्ति दु: सहने की; दुदिर्न को भी मान तुम्हारी दया, अकातर ध्यानमग्न रहने की। Gujarati poet Pritamdas in his famous Bhajan wrote: હરિનો મારગ છે શૂરાનો, નહિ કાયરનું કામ જોને, પરથમ પે’લું મસ્તક મૂકી, વરતી લેવું નામ જોને. (The path of the lord is for the courageous. One has to surrender the ego before praying that Almighty). 

What is this path? Rama, Krishna, King Janak, Buddha, Mahavir, Jesus, Muhammad, Shankaracharya, Guru Nanak, Kabir, Tulsidas, Mirabai, Narsinh Mehta, Chaitanya Mahaprabhu, Ramkrishna, Gandhi, and millions have walked on this path. 

It is a path to know thyself, the easiest but the most difficult task. The Almighty exist all time everywhere, still beyond the reach of the human senses. HE exists but we can’t see, can’t hear, can’t smell, can’t touch. One may acquire knowledge of many subjects but is unable to know the Self. Sings Shivoham, but search for the Shiva, Rama, Almighty somewhere in the sky. What a puzzle?

Who will, when begin to walk on this path? In childhood like Shankaracharya? In youth like Vivekananda? Most of them have walked on the path of the lord in the pick of their youthfulness. After removing the sucrose from the sugarcane stem, what to do with the bagasse? 

Vedanta Sutra says, the path begins at the mode of mind: athato brahm jigyasa! (now is the time to inquire about the absolute truth). In the various forms of life lower than human life the intelligence does not go beyond the range of life's primary necessities--namely eating, sleeping, mating and defending. In the human form of life, however, one should be intelligent enough to ask what he is, why he has come into the world, what his duty is, who is the supreme controller/source of everything, etc, so many questions: athato brahma jijyasa.

Like every other exams, one needs some preparedness to begin with. It is called shadhan chatusthya (four means of salvation):
1. Viveka (discrimination between the real and the unreal, between the permanent and the impermanent, between the Self and the non-Self); 2. Vairagya (dispassion for the pleasures of this world and of heaven); 3. Shad Sampat: Sama is eradication of desires; Dama is rational control of the senses; Uparati is turning the mind away from desire for sensual enjoyment; Titiksha is the power of endurance; Sraddha is intense faith in God, master and scriptures; Samadhana is fixing the mind on Brahman or the Self; 4. Mumukshutva is intense desire for liberation or deliverance from the wheel of births and deaths with its concomitant evils of old age, disease, delusion and sorrow.

There are two types of Gunas: Pakya and Aapya. Pakya to leave and Aapya to gain. Raga (attraction, see positive), Dwesha (repulsion, see negative) and Moha (dullness), are the boils over our personality are Pakya, to be dropped not by pressure but by understanding their uselessness. Simplicity, thinking of pure consciousness Atma and repetition of this knowledge till the mind merges into the pure consciousness are the three gunas one has to acquire by practice. 

Once the runway is ready, one may takeoff the plane into the Ocean of the Supreme Being, the Self, the Atma, the pure consciousness, the Brahman. 

It is the path of the Lord for the Courageous. One shall walk when young, because the sugarcane stalk without sucrose turns into the bagasse. 

14 January 2018

Unemployment in India, a big challenge

Unemployment in India, a big challenge

Considering our population growth rate of 2%, every month approximately 22 lakh youths enter into the job market; 8 lakh in Urban and 14 lakh in Rural. Taking the half of the numbers (one person of the couple demands job), still the number will be huge, in search of jobs. And those who are already entered into the scene, there are millions jobless, and millions are underemployed. The jobs in organise sector is only 10% of the total jobs, therefore, all of them have to depend mainly on unorganised sector. And the unemployable youths, because of their poor education or not having skills in demand by the organised sector; they are mostly absorbed in the market as workers, labourers, building construction workers, hawkers, drivers, chayvala, pakodavala, panipurovala, etc. They have no option but to crowd the streets for their survival. To cross the International poverty line for the family, one person has to earn ₹700/day/family. Before we overcome the problems of employment and underemployment of the existing workforce, new job seekers are entering into the market everyday, as population pressure doesn’t give any room for rest to the executives. Unemployment or underemployment is one of the reasons of malnutrition of the Human Resource. Instead of mass production strategy, where investments in billions create jobs in hundreds; India has to opt for production by masses, by promotion of small and medium sectors where small investments create more jobs. Big infrastructure projects can be developed by the giants but small trades and businesses can fill the bellies of millions.

Wealthy people in India are earning more from the gambling of satta bazar or daba trading than from their real net worth of manufacturing or service sectors. Infrastructure development like the developed world is essential for creating a base on which new entrepreneurs can invest and create jobs. But simultaneously the workforce is to be created through our education and training system that can be absorbed by the market. Each job increases the purchase power of the employee that moves the growth engine forward. Instead of Growth rate driven by the progress of the rich, let it moves like the “Prayer Wheel” of Tibetan Temple, where thousands of hands can spine it forward so that “Happiness Index of India” grow faster.

Look at Dubai, what was it in 2004 and what is it today? In a span of 12-15 years, it has created more than 2000 towers and we are unable to do 2-3-4 in declared ventures. They are adding number of towers everyday. The success of Dubai is written by Indians as 30% of it’s population is Indian and they are mostly in building construction, trading and service sectors. There is Muslim ruler with forward and open policy and the entrepreneurs and workers of all religions are growing happily. Their airlines, their infrastructure, their attitudes, their policies, etc, all tuned with the growth strategy of the UAE. Tourists are coming in thousands even during summer months of 50 degree temperature. What makes them successful? The “Ease of Growing”. It attracts the “talents” of the world. It’s central location make their residents comfortable with trading and traveling. It was Tax Free zone, where the entrepreneurs neither  bothered about the inspectors nor about their books of account. They can trade in any country with any currencies. Their only concentration was on their investments/business and returns. Now UAE has introduced 5% VAT following our model of income generation, it may have some small affect initially but unless they tax more in future, the growth of UAE will continue.

Why can’t we do the same in India? I asked to one of the entrepreneurs. No ease of doing business in India, he replied. Each permission not only takes time but many rules, regulations, procedures are obstructive to growth. The politicians, their folders, the police, the regulators, etc, act as authorities, not as facilitators to the business. He was narrating some of the examples of the victims of the system. With improving our rank of ease of doing business in Delhi and Mumbai and ranking States for the same, we are trying to build the environment. But when regulation like GST, etc, comes, some regulators talk authority that creates fear amongst the entrepreneurs who then try to escape and find their place in Dubai or Tehran.

Unemployment is one of the biggest challenges before the Nation. The governments are trying their level best to create jobs with better growth rate but everybody has to contribute in building the environment of “ease of growing” in the country.

1 February 2018

Harmony with Fraternity

Harmony with Fraternity

Kasganj riots... काश नहीं होते। Whatever we may say, but we as Indian society have lost tolerance and living at a boiling point where a small incident of stopping a triranga rally for conducting a flag hoisting program at Shahid Abdul Hamid Tiraha can trigger fire and turns the situation into violence of hatredness between the two communities. The tree is not cut at the last chop of the axe, but after many chops, the last pulls it down on the ground. Our Tree of Unity is under the threat of chopping once again.

The division of hatredness was there in the society in form of upper and lower castes. But the lowers position was strengthened with their change of faith during Muslim rule over India. When freedom struggle started, to protect right of Muslims, Muslim League was created in 1906. To counter it, Hindu Sabha/Maha Sabha was created in 1909/1915. The fight landed us into partition of the nation. Whether to say Indians lost their right over 9 lakh sqm area of land or Muslims opted to leave their right over remaining India of 32 lakh sqm, is a matter how one evaluates the history from which corner. But those who didn’t leave, continued on native land with their faith as Indian. Now, neither they can migrate and go to Pakistan nor the Hindus can throw them away from the country. They are in India with sizeable numbers and are going to stay forever. Both the communities have to accept this reality. Such incidents can become means to unite Hindus under Communal Nationalism as fight between Gandhi’s Secular Nationalism and Muslim League’s Communal Nationalism is taking a U turn after 70 years of Independence.

As Indian Society, we have to wake up timely and increase our tolerance level so that the stress level of the society can go down and harmony prevails. We have learnt the principles of equality, liberty and justice from the British but have lost our own teaching of fraternity.

Jai Hind!

4 February 2018

Economy of Spending

Economy of Spending

Interesting article written by an Indian Economist about world economy.

“Japanese save a lot. They do not spend much. Also, Japan exports far more than it imports. Has an annual trade surplus of over 100 billion. Yet Japanese economy is considered weak, even collapsing. Americans spend, save little. Also US imports more than it exports. Has an annual trade deficit of over $400 billion. Yet, the American economy is considered strong and trusted to get stronger.

Americans borrow from Japan, China and even India. Virtually others save for the Americans to spend. Global savings are mostly invested in US, in dollars. The US has taken over $5 trillion from the world. So, as the world saves for the US - It's The Americans who spend freely. Today, to keep the US consumption going, that is for the US economy to work, other countries have to remit $180 billion every quarter, which is $2
billion a day, to the US!

Why the world is after US?

The secret lies in the American spending, that they hardly save. In fact they use their credit cards to spend their future income. That the US spends is what makes it attractive to export to the US. So US imports more than what it exports year after year. The world is dependent on US consumption for its growth. By its deepening culture of consumption, the US has habituated the world to feed on US consumption. But as the US needs money to finance its consumption, the world provides the money.

Dr. Jagdish Bhagwati, the famous Indian-born economist in the US, told Manmohan Singh that Indians wastefully save. Ask them to spend, on imported cars and, seriously, even on cosmetics! This will put India on a growth curve. This is one of the reason for MNC's coming down to India, seeing the consumer spending. 'Saving is sin, and spending is virtue.'”

Is this right?

An economy based on spending is growing faster. Debt Equity ratio of 2 is considered ideal where one should borrow twice to one’s own funding. All entrepreneurs follow the same, they borrow more than what they have. If they pay their all debts, the NPA of banks will be cleared and all will become common man like us. The governments in India have also changed their strategy in last 1-2 decades, that was named as successful model, where one increases the debts and improves the infrastructure so that it generates more economic activities that earns more money for the State, that in turns improve the spending and relaying capacity of the State. The budget outlays of GOI and States are increasing every year because of this. And this is called growth, the generation of more and more economic activities to accelerate GDP. More and more people earn and spend and spin the wheel of economic activities faster. But when the goods and services generated are more that the demands, one has to look across the borders at partners like America, otherwise over supply with in native country will pull down the prices of goods and services and make the production unviable.

Without consumption of all goods and services produced, the economic activities can’t move up. Population is increasing continuously, therefore, each hand to keep working and each belly to fill up regularly. Therefore, the model of exploitation of natural resources and increasing the spending in the name of good quality of life has been propagated and became successful.

Imagine, all Indians stops spending, do their all works themselves, live in complacency, remain happy with what they have, accept the life as mercy of God and accept poverty as an outcome of their sins in previous lives, etc, India will go down in past where the entire population was living in houses made of mud and dependent on the food given by the rain God.

But, this model needs control. Otherwise, in the name of development, it will empty the natural resources and leave nothing for the future generations.. Global warming is one of the worst outcome of this race of development. When earth won’t be liveable, who will be left for spending. Economists are trying to find answer from balancing the both. If we follow the principle of ‘survival of the fittest’ directed by the Nature, the human population will come under control and the race of run chase may slow down. Otherwise, all our desires of better quality of life and fights for ego will land us up at the graveyards.

4 February 2018
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